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A jiffy bag <a href=" http://www.bondwriter.com/minoxidil-estradiol-rezeptur.pdf ">minoxidil precio farmacia del ahorro</a> Lending Club wasn’t the first peer-to-peer lender—that honor goes to its main competitor, Prosper, which was launched by entrepreneur Chris Larsen in 2005. Larsen’s dream was a utopian one: He wanted to effectively disintermediate the banking system and its fat cats. “Disintermediate”: Prosper hoped to do for lending what other sites are doing for … everything else: Airbnb, for instance, which puts travelers in empty rooms; Etsy, which matches artisans with people who want to buy their work; Lyft, which allows car owners to make money giving rides to their peers. All of them are disintermediation plays: They cut out hotels, or craft shops, or fleets of taxis.

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